Citigroup has a lot of work ahead of it.

As usual Peter is 100% correct.

I've said this so many times in the past - C was an awful company 2 years ago, 5
years ago and 5 mins ago.

i agree with ya on this one peter. However i think C will be the focus of the
turnaround in financials when it does happen. We will have de ja vo or however
ya spell it all over again like in march. Albeit not as bad as bear but similar
situation, that should bring C down to low 20's. Except this time i dont think
it looks back and heads straight to low 30's. So if you are looking out a year
or two, then C is a good buy, but for now you can wait, and let it come in and
watch it all unfold

no