Sell - Price 7.05 on Sept. 2
by Zacks Research

Target: 6.30; 2Q08 core earnings, at 28 cents per share, were five cents below our expectations. Net charge-offs significantly increased from the prior-quarter's level and almost doubled year-over-year. HTN experienced substantial increase in nonaccrual loans, sequentially and year-over-year, with most of it relating to commercial real-estate loans, including single-family segment and commercial and industrial loans....Continued economic weakness...supports need for increased loan-loss provision....Hence, we've reduced our 2008E and 2009E EPS. Market cap: $2.6 billion.

From a recent Mad Money show: "I'm still not going to get behind it ... the world changed with Merrill Lynch (MER), but how many times does the world change?... you scale-sell into a rally."

From a recent Mad Money show:

"I'm still not going to get behind it ... the world changed with Merrill Lynch (MER), but how many times does the world change?... you scale-sell into a rally."

From a recent Mad Money show:

"I'm still not going to get behind it ... the world changed with Merrill Lynch (MER), but how many times does the world change?... you scale-sell into a rally."

Cramer: Death Rattle Stocks Part 2: These stocks aren't as in as bad a shape as some of the large-cap lenders, but they can't  re-liquidate their balance sheets, says Jim Cramer.


Click here to watch the video.

Cramer: Banking Doom Is Upon Us: Jim Cramer says the banks and the automakers are the stocks that could sink this market.


Click here to watch the video.

The piece is a virtual hit list of banks that need to refinance: Bank of America (BAC), Citigroup (C), Citizens Republic Bancorp (CRBC), Colonial Bancgroup (CNB), Comerica (CMA), East West Bancorp (EWBC), First Horizon (FHN), Huntingon Bancshares (HBAN), KeyCorp (KEY), Marshall & Ilsley (MI) (conviction sell!!) National City (NCC), Popular Inc. (BPOP) and South Financial (TSFG).

Cramer: What Buffett Wrigley Move Means for Banks
Jim Cramer says Warren Buffett's participation in the Mars' purchase may signal poor things about the financials.

Click here to watch the video.

Cramer: National City Is a Travesty
The bank is the least rigorous lender since the savings and loan crisis, says Jim Cramer.

Click here to watch the video.

Washington Mutual (WM), Wachovia Bank (WB), Capital One (COF), National City (NCC), Huntington Bancshares (HBAN), Downey Financial (DSL), BankUnited Financial (BKUNA) and Corus (CORS).

Undisclosed losses
fr Sky acquisitions

i don't believe that regionalbanks are the place to be at this time.

So far my Aug 2007 forcast holds true; Sell now, buy at $15.

Cramer .. listen to today's conference call. T Hoaglin's stated Sky Ins. decline due to seasonality, misrepresentation - Sky Ins loss many major commercial clients. The M.Adams/Sky relations with Franklin Credit (FCMC), .96 Loss Per Share continues to not be transparent and keeps loaning the red ink. HBAN, not good

Sham on Tom Hoaglin conference call misrepresentation that the Sky Insurance decline was seasonality. M. Adams, stop this deceit - - Sky lost many and major commercial accounts, fact.
That is why there was a decline. Be truthful, or resign.

Oct 18 conference call - SHAME, Tom Hoaglin .. (as I quote you)
"Sky Insurance decline is a seasonality factor - so dead WRONG"
Decline AS MARTY ADAMS KNOWS is due to loss of many, major accounts coupled with losses from its other P&C agencies. Dishonesty breeds continued non-trancparency - Time for NEW HBAN management - M Adams a liability, not an asset.

HBAN-Sky deal incl. Sky management control of HBAN. 3rdQtr07 42% EPS fall(3rdQtr06), HBAN doubtful 4thQtr07EPS and 17.7% EPS decline (07v06), 6.25% div (10-17-01 data),
and 7.75 prime hope for inc. mkt.sh, & Key & Nat'l City competition