Proven winner.

I have been sticking by my 12 in 2012 forecast for Citigroup. I think that Huntington Bancshares can work its way higher. But the days when sheer hope or greater fool theory powers Fannie, Freddie or CIT at last seem over.

potential

I would also circle back to some of the other low-digit banks, including Citigroup (C) and Fifth Third (FITB).

What if Fifth Third does a big deal in the hole and then says, "We are fully reserved"? It's a fact of life that bad can get better, and that is what drives stocks. Is it that simple? Kind of. Enough to do the job.

own it

300 percent profit

First Stock I Purchased

I am a huge believer in Fifth Third Bank (FITB) and Huntington Bancshares (HBAN) and even Regions Financial (RF), with the last two having a lot of room to romp and the former in good shape to do an acquisition. Given that we are waiting for hundreds of banks to fail, there could be ample opportunity. (Query -- why haven't more failed yet? Answer -- the FDIC is letting the bad banks run and run and run, bad banks meaning banks that have to pay up for hot money via high interest CDs that we will all be on the hook for.)

good bank relatively clear of financial mess

first exposure to financial sector during a so called bad time to have financial exposure

want to know the trend

right behind the one above

It's a bank, with low transparency and little coming from management to reassure the investors that they are on the road to recovery.

banking crisis

Bank

Cheap based on it's history, but still expensive compared to industry.

ruthless consumer theifs

management failure to deliver growth in share value and footprint