Proctor & Gamble Common and Preferred Employer gives pg stock as profit sharing in 401k, a % of previous years wage earned Investment Objective ≤ The Procter & Gamble Profit Sharing Trust and Employee Stock Ownership Plan offers you an opportunity to invest your 401(k) salary contributions and your Company contributions in P&G Stock. By investing in P&G stock, you become a shareholder in the Company. And you are able to reap the benefits of your own hard work by sharing in the future earnings and success of the Company. ≤ The strategy of investing in P&G stock is to tie together the future success of the Company with that of the employees who work, or have worked, at P&G. P&G stock strives to achieve long-term growth through capital appreciation and dividend income by investing in stock that represents an equity (ownership) interest in P&G. Risk & Reward ≤ Investing in the Company’s stock can provide many benefits – including high growth potential. In fact, if you look at the history of P&G stock over time, it has outperformed the U.S. stock market. When choosing among the investments available in the PST Plan, it is important to remember that past performance is not a guarantee of future results. ≤ P&G stock enables you to participate in the long-term growth potential of the Company’s stock. While an investment in stock does carry greater risk (particularly an investment in one stock alone), historically over time, both the stock market as a whole and P&G stock have outperformed many other types of investments such as bonds and money market instruments.

JPMORGAN FUNDS ----------------------- Prime Money Market Fund Institutional Share Class ------------------------------- NAIC Rating** Class 1 Fitch IBCA** AAA/V-1+ Moody’s Rating** Aaa S&P Rating** AAAm Investment Objective The Fund aims to provide the highest possible level of current income while still maintaining liquidity and preserving capital. Permissible Investments Invests in high-quality, short-term obligations that present minimal credit risk including: • Securities issued by the U.S. government and its agencies • Floating rate and variable rate demand notes of U.S. and foreign corporations • Commercial paper - in the highest category by Moody’s Investor Services (P1) and Standard & Poor’s (A1) • Certificates of Deposit and time deposits •Asset-backed securities •Repurchase agreements Fund Highlights • The Fund is ideal for temporary or medium-term cash investments, seasonal operating cash, automated cash sweeps and the liquidity components of investment portfolios. • The Fund aims to preserve capital, maintain liquidity and a competitive yield.

PIMCO Total Return Instl ------------------------------ William H. Gross (1987-05-11) Gross is founder and chief investment officer with Pacific Investment Management Company. Gross and his bond team have twice been awarded Morningstar's fixed-income manager of the year award, in 1998 and 2000. In a 1993 survey by pensions and investments magazine, he was recognized by his peers as the most influential authority on the bond market in the United States. He is a member of the Los Angeles Society of Financial Analysts. Gross holds the Chartered Financial Analyst designation.

Royce Low-Priced Stock Service -------------------------------------- Whitney George (2000-01-02) George is a managing director and senior portfolio manager of Royce & Associates, LLC and a vice president of The Royce Funds, his employer since 1991. Prior to joining Royce, George held positions with Dominick & Dominick, Inc., WR Lazard & Laidlaw, Inc., Adams & Peck and Oppenheimer & Co. Inc. George has 24 years of investment management experience. James A. (Chip) Skinner, III (2005-11-08) Skinner is a portfolio manager at Royce & Associates, LLC, his employer since 2003. Prior to joining the firm, he co-founded and managed a small cap-focused hedge fund for Accrete Capital, LLC. From 1994 to 2002, he worked for Merrill Lynch/Mercury Asset Mgmt as managing director and senior portfolio manager. Skinner has 19 years financial industry experience, with 13 years as a small- and micro-cap portfolio manager and analyst. Skinner holds the Chartered Financial Analyst designation.

Fidelity Diversified International --------------------------------------- William Bower (2001-04-01) Bower is a co-manager of Advisor Global Equity Fund, which he has managed since December 2005. He also manages Fidelity Diversified International Fund and is interim manager of Fidelity Aggressive International Fund, Fidelity Advisor International Capital Appreciation Fund and VIP International Capital Appreciation Portfolio. Since joining Fidelity Investments in 1994, Bower has worked as a research analyst and manager.