Category: Intermediate-Term Bond Morningstar Rating: 5 stars (Morningstar Bond Fund Manager of the Year '06) Minimum Initial Investment: $2,000 Expense Ratio: .44% Manager Tenure: 13 years Standard Deviation (past 3 years): 2.82 Portfolio Turnover: 22% 10 year return (% rank in category): Top 2% Assets Under Management: $622 Million Summary: The fact that the portfolio manager was the "Morningstar Bond Fund Manager of the Year" in 2006 should say something...

Category: Intermediate Duration, Government Morningstar Rating: 5 stars Minimum Initial Investment: $1,000 Expense Ratio: .98% Manager Tenure: 14 years Standard Deviation (past 3 years): 2.77 (average risk) Portfolio Turnover: 678% 10 year return (% rank in category): Top 8% Assets Under Management: $217 Million Summary: For someone that doesn't mind more volaitility in their bond portfolio, and is alright with very active management (check out his higher portfolio turnover), this is a good place to turn. Hard to argue with his long-term track record... Side Note: MAKE SURE TO WAIVE THE LOAD!!!!

Category: Intermediate Duration, Government Morningstar Rating: 4 stars Minimum Initial Investment: $1,000 Expense Ratio: .72% Manager(s) Tenure: 23 years, 14 years Standard Deviation (past 3 years): 2.35 (low risk) Portfolio Turnover: 21% 10 year return (% rank in category): Top 28% Assets Under Management: $6,422 Million Summary: A low risk, solid return fund with good management. For the more conservative or older investor, this might be a good place to turn. Side Note: MAKE SURE TO WAIVE THE LOAD!!!!

Category: Intermediate Government Morningstar Rating: 5 stars Minimum Initial Investment: $3,000 Expense Ratio: .21% Manager Tenure: 13 years Standard Deviation (past 3 years): 2.56 Portfolio Turnover: 38% 10 year return (% rank in category): Top 7% Assets Under Management: $23,225 Summary: Very low expenses. Is it getting too big?

Category: Short-Term, Government Morningstar Rating: 5 stars Minimum Initial Investment: $2,000 Expense Ratio: .88% Manager Tenure: 13 years Standard Deviation (past 3 years): 2.44 Portfolio Turnover: 672% 10 year return (% rank in category): Top 1% Assets Under Management: $180 Million Summary: Solid fund.