Mom - Jim Cramer recommended this regional bank ETF. It's not just one bank but a basket of over 50 banks. Not the big banks but smaller ones. He says when interest rates are cut these banks will make more money because they won't pay you as much interest, but charge the fat cats more for loans. Yeah, yeah Mom - I know the stock market is crashing this week. Yeah, these subprime mortgage things. But, that's why you wanna buy now. You're getting them much cheaper. Don't worry about what Lou Dobbs is telling you. The government is not going let all the bank go under. Just take a small position. Don't put all your money in it.

Mom- cramer said on 9/14: "For quarterback, Cramer selected Exxon Mobil (XOM) . He believes that Exxon will repeat last year's strong performance, as it is consistent. Exxon was compared to Peyton Manning of the Indianapolis Colts, who has "amazing timing with running the offense."

Mom: Cramer says on 9/19/07 that if you only buy one stock, it should be ATT. Buy it and put it away.

Mom - Cramer says buy Union Bank of Swisterland. They are tops in "wealth management." That's managing money for rich people.

Mom - Cramer says buy Coka Cola. Great growth story overseas. They have 80 percent overseas sales. Hittling on all cylinders. Great company.

Mom - Cramer says Altria is indestructable in an economic downturn on tonights show.

Mom - Cramer says buy McDonalds now. Lots of overseas sales. All over the world. Growing sales in the US also. Doing better for breakfast. Better coffee than Starbucks. Will do better than other stocks if we go into a recession.

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