9/28/2007 AZZ original call...5 stars all lite up. Nymphs Take: There is nothing wrong with this company. It has great international growth and a CEO that says '08 will be the best...nuff said. CEO David Dingus- Higher profit 2nd qt., net income 8.1 M v 5.3 M, diluted eps .66 v .45. Revenues rose 81.6 v 62.9..33% increase.. Co. has 2 parts Electrical and Industrial Products and Galvanizing. E & I up 24%. Orders up 32%. Not at full capacity. International...POWER GENERATION MARKET and HIGH VOLTAGE TRANSMISSIONS..they ship the parts. Strong improved international play, E & I is 55% of revenues with 58% in '08. Provide parts for Ethanol, Mining, refining, Wind, Surface Mining, etc. Tubular Products for petro are flat. Record setting levels in generators, scrubbers, wind. Revenues 45.1M...23.6% increase. operating 7.9..up 54%. High Voltage biggest play..strong domestic and international..Co. looking for new products. World leader in electrical products engineering and manuf. There products transmit medium and high voltage electricity and provide protection for the distribution of Power from the point of generation to the end user. Benefitted from Energy Replacement legislation. Equip. for aging substation. Guide. 315-325 M revenue, Dil. EPS 1.95-2.05. CEO agrees that a weak US dollar will them with overseas sales expect 25-35% ot be international.Galvanizing is 45% of co., 25% up...lev. to Zinc prices big time...'08 only 42% of co. CEO says '08 will be the best in the companies history.

10/4/2007 Original call... 4 stars and a yawn Nymph's Take: Just a big PR for stuff already on the market. Nothing jumping out as a must have. But a crackberry is still crack. SALES DOUBLED FROM LAST YEAR...but is that enough? Co CEO Balsillie- 32% of subscribers are international. #'s came out in the high range of prediction. Q1 to Q2 higher in subscribers (even though summers are slower) T Mobile is comb w/them and doing good w/hotspot at home. Most of new products are no hands mom...zzzzzz. Q3 BES and tech support in UK, Germany, Netherlands. LATIN AMERICA has excellent growth. Cont. to work w/ China Mobile for China. Revenues 1.37 B v 1.08 from prev. qt..up 27%. Breakdown of sections..handheld devices is 78% of revenue, Services 15%, Software 4%. Gross Margins up 51%. Canada Dollar hurts their payroll...they are trying to hedge. Forward 08 1.6B-1.67B. Looking for EPS to be .59-.63 per share. Crackberries last about a 1 1/2 yr. until they break or upgraded. Biggest Problem...TOO MUCH CASH on the balance sheet. M & A's to help tech..or buyback, or divident.

Sealy 10/4/2007 transcript....2 stars maybe more in '08 Nymph's take: LATEX IS THE FUTURE. Everything else is failing. CEO McIlquham- Domestic Unit grew 10.3%. Retail environment challenging due to weak demand and competive pricing. Blames Housing...trying to push $1,000 mattress..not going so well. Speciality Unit is strong..grew 73%. (True Form). Visco biz up 30%. BUT LATEX DOUBLED..it is going to be a MAJOR DRIVER.They are looking at a New Latex Product Line in 2008 for Latex which has to be sold in a different manner from innersprings. (SPRING FREE is the name of their current mattress) Earnings down 27% 21.5 v 29.4. Gross Profit decreased 5.3 M. Net Income .22 v .30. Co. has more debt then the start of the year. Canada Growing. Paid down some debt and did buybacks. Sales 7.5% increase. 60% increase in Speciality Bedding. International Sales 14.3%. Canada up 18.9 %.

Chinese Financial Online (China Stock)..Aug 14, 2007 transcript..original call has translation...4 1999 Stars. Nymph's take: The China Market may be all bubble but this Financial Website has only 1% of the market with only four other major competitors..I feel the Tao of Wealth..actually I would use their Storm package that caters to Fundies. In May/June when the China Market dropped..the company did ok. CEO Zhao-GREAT OPERATING RESULTS..even though the Chinese Stock Market went down on 5/30. Net Rev 5.72 M..up 43% and 290 yoy. Income 1.56M up 102% from 1st qt. 253% up from last yr. Largely written dependency of our perf. on Chinas Stock Market..ok that is what they said. They have www.jrj.com and stockstar.com. 4 of their service lines saw double digit growth. Paid Subscribers are 81% of net revenues, wireless services (stockstar) which they bought last y 12% up. Makes 6% of net revenues. Institutional Customer 258 v 192. 34% up. 5% of total revenues. Ads are up but the Company really wants to put their own stuff up. They would have had better # if they didn't have to pay for web maintance. 11,000 customers pay $700 to join then less to renew. Working w/ Govt to bring CSRC (their version of SEC's) to the site. CHINA HAS A INFLATION PROBLEM..but they won't raise fees. THEY ARE THE MARKET LEADER...but only 1% of the over est 100M accounts out there. Competitors are Homeway.com, itsmoney.com, Sina Finance Channel and Soho Finance Channel.

Alcoa 10/9/2007 Transcript....3 Stars..little of this and that Nymph's Take: AA wants Bauxite Plays. Auto Market not so good. Aerospace ok, weak dollar big thing for them. CHINA WANTS STUFF. CEO Belda- Seasonal slowdown in Europe and softening in the US Market. Lower Metal prices. Sold off a little. So far for this yr. ALL time records for revenue. 25% Share Repurchase over 3 yrs..did 5% already. Aluminum US and Europe Up, Asia decline. LME up LME cash market v warrant. Move off warrant to warrant. DEMAND IN CHINA REMAINS A MAJOR DRIVER of growth up 36%, no evidence export bans have to inventory. Latin America 7.8% up (Brazil) Asia (not china) up 5 %..India, Vietnam and thailand.US down 6%, BRICK up 10%. China is looking for BAUXITE, alumina and aluminum. Aerospace buying 9% up..expecting 12 % in 2008. N. American auto markets weak..(summer slowdown) less light trucks. Lowest since 1998. Non-Resid. building still STRONG. Looking for BAUXITE reserves and low cost strandad power...w/ strong performance for renewable power..to BUY! We're focused on repowering our N. America and Europe Smelters through power contract extentision as well as joint venture. LOOKING for breakthrough Tech. Bauxite Mines Juruit and Brazil..looking at Guinea. Pursing smelter positions in China and Middle East. Strong Balance Sheet even w/signigicant restructuring charges. US Market has energy costs up, hurt w/weak dollar and low metal prices. Europe Plants FULL capacity, US NO. Opening Low cost plants next year.Earnings 555M v 537. .63 v.61. Revenue 7.4 B down v 7.63B. Debt to Capital 29% no change. Debt to Equity up to 40% because of buying stuff (company really likes 25-35%). They have to deal w/ increase cost to run plants because of weak dollar. Alumina Spot 360.00 means that China not moving fast w/Alumina production v smelter.

Ruby Tuesday 10/10/2007 transcript...2 Stars...Not Ruby View Nymph's Take: Ruby Tuesday YOU ARE NOT HIGH END...you are more Denneys then Outback. Bar and Grill not a place you want to be. CEO Beall- DIFFICULT! Profits down 49% on lower same-rest., Sales 4.8% down, franchise 2.9% down, 2yr 5.3% down.Income 11.1 v 21.6. Florida is getting KILLED. Blames Consumer Softness, Ads run by Competitors, old rests. and the fact that casual dining below 5%..Bar and Grill doing worst than casual. GROCERY SALES ARE GOING UP...also Fast Food. They want the Outback and Olive Garden crowd...and want to run ads to compete with Applebee's, Fridays and Olive Garden. Will spend $$$ to change menus and stores....maybe should put money into a reality check..lol.

Sallie Mae 10/11/2007...Have to declare a conflict of interest I bought Jan Calls today. Nymph's Take: Win Win for Flowers...and Flowers is not going anywhere. Heck they have already moved in. If Court rules against them..they get the deal they entered into...if the Judge rules for them (yeah right) these guys are going to bargin for a better deal..and SLM will deal. CEO Andrews- Poor guy had already been handing off everything already. They have not really been minding the store. Flowers seemed to already have their hand in it. One Time charge of .70 for the Qtr. to offset change in law. Govt. portfolio not the profit driver but the strength of the School channel (up 15% this qtr). 50% drop in consolidation loans. Grad School is now into a govt. program. Undergrad loan rate increased 18%. Been having problems w/bad loans...but getting better. Loan margin up 5.43% to 1.81. Fees played down about the law suit..45 B of liquidity. NO CHESS PLAYING with Flowers. Offer was about 51 a share which SLM turned down. Everyone seems to be taking it so personal that "Craig" Flowers is being such a jerk..but it is business.

Wells Fargo 10/16/2007 transcript...3 stars Nymph's Take: Not as bad as I thought it was going to be. I think they want to buy more California Regional Banks..but that could just be me. Hey and no Q & A's in cc CFO Atkins: 6% increase in eps to .68. Commercial Biz middle market customer perform well because of their deep relationship..6% up in net income. 12% up in revenue (loans, deposits and fee based advice and insurance). Loans up 21%. WFC bought CIT's construction leasing which added 2.6 B in loans. ROW is putting $ in. 28% from a yr ago, using on-line. Commercial Real Estate Brokerage fees up 62%. Regional banking 9% up in sales...with Calif 16% up. Debt and Credit income up 21%!! Credit cards average balance up 27%. Retail core deposits up 7%. Again CALIFORNIA fastest growing market..9 qtrs in a row. Jim is right..Wealth Management is hot..revenue up 20%. Morgage Biz Down..applications 95B v 114B, orginations down 15%..midwest and central calif seeing the most stress in home prices...98.7% of customers are paying on time. 90% of loans to prime customers. In California there is a loan to ONE Developer for 97M. They bought Placer Sierra and Greater Bay Bancorp..and wants to spend $$ to develope.