Cramer's Biggest Market Risk - Insurers

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"These stocks can't keep going down without sowing fear, and heaven know there is enough fear out there. We need to know what Lincoln Nat's plan is in the absence of the feds' help. It has to roll over debt. What happens now? I wish we knew. It is the biggest concern I have out there, bigger than the banks or the autos. We need clarity, and we need it fast for this faltering group." - Jim Cramer

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